Centro assistenza

Politica AML

Come Europa777 previene il riciclaggio e il finanziamento del terrorismo.

Purpose and scope

This AML and KYC Policy outlines the measures and controls implemented by Europa777 to prevent and detect money laundering (ML), terrorist financing (TF), and other financial crimes. It applies to all players, staff, agents, and third-party service providers engaged with our online casino operations.

The policy aligns with:

Financial Action Task Force (FATF) Recommendations
EU 5th/6th AML Directives (where applicable)
Proceeds of Crime and Terrorist Financing Acts in our operating jurisdictions

Objectives

Verify the identity of all customers (players) before establishing a business relationship.
Monitor customer transactions to detect and report suspicious activity.
Maintain accurate and up-to-date customer information and transaction records.
Train staff to recognize and handle suspicious activities appropriately.
Cooperate with regulatory and law enforcement authorities as required.

Risk assessment and categorization

All players are risk-rated (low, medium, high) based on:

Geographic location
Volume and frequency of transactions
Payment methods used
Behavior patterns (e.g. multiple accounts, rapid deposits/withdrawals)

High-risk players are subject to increased monitoring and additional verification requirements.

Ongoing monitoring

Automated systems review deposits, withdrawals, and betting patterns
Unusual behaviors (e.g. rapid turnover, minimal gameplay, large deposits with immediate withdrawals) are flagged for manual review
Any account suspected of involvement in ML/TF is suspended pending investigation

Reporting suspicious activity

Staff must immediately report suspicious transactions or behaviors to the Money Laundering Reporting Officer (MLRO)
The MLRO will file a Suspicious Activity Report (SAR) to the relevant Financial Intelligence Unit (FIU) as required by law
The player will not be notified that a report has been filed (tipping off is prohibited)

Record keeping

All KYC documents and transaction records are retained securely for a minimum of 5 years after the end of the player relationship
Access to these records is restricted to authorized compliance personnel

Politically Exposed Persons (PEPs) & sanctions

Players are screened against PEP and sanctions lists during onboarding and periodically thereafter
PEPs require senior management approval and EDD
No business will be conducted with persons or entities on international sanctions lists (OFAC, EU, UN, etc.)

Training and awareness

All customer-facing, financial, and compliance staff receive initial and annual AML/KYC training
Training includes recognizing suspicious behavior, reporting procedures, and legal obligations

Internal controls and auditing

The MLRO is responsible for implementing and enforcing this policy
Internal audits are conducted annually to assess the effectiveness of AML/KYC controls
This policy is reviewed at least once per year and updated as required by law

Disciplinary measures

Any employee who fails to comply with this policy may be subject to disciplinary action, up to and including termination
Breaches may also result in regulatory penalties or criminal prosecution

Policy approval

Approved by: Mark Martin, Compliance Officer / MLRO
Effective date: 17/08/2025
Next review date: 17/08/2026